A digital Employee consists of AI, machine learning, and automation-driven virtual employees. It simulates human decision-making and behavior, processing large volumes of data to execute repetitive, rule-based tasks. By integrating AI-powered digital employees into banking workflows, operations become intelligenter, automated, and personalized.

● Compliance Check Digital Employee: Builds an external compliance knowledge base using regulatory policies, systems, documents, and case studies. For banking compliance scenarios, AI reconstructs policy tracking, interpretation, headquarters regulation updates, branch implementation, compliance training, and advisory services—enhancing efficiency and accuracy while preemptively flagging risks to avoid regulatory penalties.

● Credit Digital Employee: The Credit Due Diligence Digital Employee generates high-quality reports in three steps using large models, improving efficiency and quality. The Credit Video Risk-Control Digital Employee identifies high-risk borrowers through interactive video analysis. The Credit Marketing Digital Employee enables human-like outreach, helping banks uncover new business opportunities.

● Intelligent Ops Digital Employee: Leveraging AI large models, it rapidly searches Ops knowledge bases, accurately diagnoses issues, and provides fixes—automating and smartening IT operations. It predicts potential failures, boosts efficiency and reliability, and supports banks' digital transformation.