
Company Profile
DCFCS, short for Digital China Fintech Cloud Technology Co., Ltd. is a leading financial cloud service provider in China, focusing on providing SaaS-based financial cloud services for small and medium-sized financial institutions and foreign banks. Our development principles are professional compliance co-sharing and win-win .On January 20, 2026, the company successfully listed on the NEEQ (New Third Board), with the securities abbreviation: Rongxin Cloud and securities code: 874895.

The company has been deeply engaged in the financial cloud service market for 20 years. It has set up R&D centers successively in Beijing, Xi’an, Shenzhen and Dalian. Its financial-grade cloud data centers in Xi’an and Wuhan are secure, professional, and in compliance with laws and regulations. The company has built an advanced and complete end-to-end SaaS service system, covering product R&D, intelligent operation and maintenance, customer success, and digital operation. Focusing on three major business components, namely banking cloud, non-banking financial cloud, and financial scene cloud, the company is committed to customer success with its competitive advantages of combining consulting with technology and operation. We have served more than 500 clients to date, including small and medium banks, foreign banks, overseas banks, large bank branches, lease finance companies, and financial guarantee companies. The company had obtained 17 patents and 215 software copyrights by the end of 2025. The company deploys full-service SaaS-mode application systems for banks, including core applications. It ranks No. 1 in the financial cloud Internet Data Center (IDC) market for four consecutive years (Source: IDC).
Looking ahead, DCFCS is determined to support the digital transformation of financial institutions through its leading SaaS cloud services which boast high professionalism and are compliant with laws and regulations. It aims to contribute to the advancement of inclusive finance and new forms of productivity through continuous innovation.

Development History
2006
DCFCS implemented the first debit card BPO project in China and entered the field of banking outsourcing services.
2013
DCFCS became one of the first to secure membership in the Banking Information Technology Outsourcing Service Cooperation Organization of the China Banking Regulatory Commission (CBRC), serving 100+ clients.
2016
DCFCS completed the upgrade of the SaaS 2.0 service system to provide banking cloud services with independent intellectual property rights, serving 260+ clients.
2019
DCFCS ranked among the top cloud service providers in the IDC financial cloud industry and took the lead in the banking cloud segment. DCFCS also launched its non-banking financial cloud services.
2021
DCFCS brought in key investors: SCGC, Fortune Capital, and Shenzhen CGC. It ranked No.1 in the China financial cloud IDC market and received the China Best Banking Infrastructure Technology Award from Asian Banker Press.
2023
DCFCS launched the first “bank-enterprise joint construction” project in the Chinese banking industry and the first overseas cloud IDC project. DCFCS was accredited by the Beijing Enterprise Technology Center.
2009
DCFCS developed the banking IDC outsourcing SaaS 1.0 service system and launched the first successful case.
2015
DCFCS officially became a supervised entity under the CBRC’s regulations on non-on-site centralized outsourcing services.
2018
DCFCS received a strategic investment from JD Technology and launched FinTech services for small and medium-sized banks, serving 300+ clients.
2022
DCFCS ranked No. 1 in the financial cloud IDC market in China and was selected on the IDC Fintech 50 list, serving 400+ clients.
2024
DCFCS renamed as Digital China Fintech Cloud Technology Co., Ltd. after equity reform, awarded National "Little Giant" Enterprise, approved to access PBOC Shaanxi Branch Financial MAN and ranked NO.1 in IDC China Financial Cloud Application Hosting Market Share for three consecutive years.
Company Competitiveness

30+
years
30+ years of banking informatization and digitalization experience
DCFCS was initiated by industry participants and cloud service practitioners who have accompanied the financial industry from informatization to digitalization for more than 30 years. It has a professional technical R&D team and an operation team. With rich experience in banking services and high market recognition, it has established financial-grade professional data centers in Xi’an and Wuhan that meet banking regulatory requirements, built a compliant, professional and leading cloud service platform with the financial application system that owns intellectual property rights, and further expanded the non-bank service market to help China’s financial industry complete the digital transformation.

19+
years
19+ years of experience in focusing on financial cloud SaaS services to lead the market
DCFCS has been focusing on SaaS cloud services in the financial industry for 19 years and is a pioneer and leader in the field. The company adheres to a customer-centric approach, providing professional, compliant, and in-depth product services to reduce the operating costs of small and medium-sized financial institutions and improve their business efficiency. The company’s innovative “shared” service model has been recognized by regulators and financial clients, which makes it rank No. 1 in the financial cloud application IDC market (Source: IDC).

460+
clients
Long-term cooperation with 460+ clients
So far, DCFCS has served over 460 clients. They include rural banks, small and medium-sized banks, foreign banks, overseas banks, large bank branches, financial leasing companies, and financing guarantee companies. The company offers financial cloud services to clients and maintains long-term partnerships with them.
Compliance and Qualification patents
DCFCS is subject to supervision and inspection by the national financial regulatory authorities
DCFCS is one of the first companies on a list of non-on-site centralized outsourcing service providers for banking information technology. The former China Banking Regulatory Commission made this list. Also, DCFCS is the only vendor on the list that provides a full range of services, from infrastructure to application systems.
Since 2015, the national financial regulators began supervising and inspecting the DCFCS’s daily work process. This includes its software development, production operation and maintenance.
DCFCS’ financial cloud SaaS services are accredited by the People’s Bank of China (PBOC)
It participated in the PBOC financial standards work forum in 2020. PBOC and China Financial Standardization Technical CommitteeIts have highly recognized the company's practices.
In 2021, some leaders of the Science and Technology Department of PBOC visited the company and provided guidance.
In 2024, approved by the Shaanxi Branch of the People's Bank of China, DCFCS gained access to the Financial Metropolitan Area Network.
DCFCS actively participates in the standardization work and specific practices
It participated in drafting work of the national standard “GB/T 43046-2023 Information Technology Service - Information Technology Emergency Risk Management in Public Security Emergency Response,” which was officially released on September 7, 2023, and implemented from April 1, 2024.
DCFCS’s “Financial Cloud Data Center Operation and Maintenance System and Platform Development Practice Based on ITSS Standards” case was shortlisted as a model case of the Information Technology Service Standards (ITSS) application in 2023、2024.
By the end of 2024, DCFCS has obtained over 20 professional qualifications in the cloud services and software delivering fields and 136 software copyrights, and 9 technical patents.
Preview
Clients and Market Position
DCFCS serves a wide range of banking institutions, including large state-owned banks, joint-stock banks, urban commercial banks, rural commercial banks, private banks, village banks, foreign banks, overseas banks, etc. It has also developed financial leasing, guarantees, commercial factoring, automotive finance, financial holding, and other market segments in the non-bank field. So far, it has served more than 500 financial customers. The company has ranked No. 1 in the China IDC financial cloud market for three consecutive years.
Industrial and Commercial Bank of China
China Construction Bank
Agricultural Bank of China
Bank of China
Postal Savings Bank of China
China Bohai Bank
Evergrowing Bank
China Minsheng Bank
Ping An Bank
China Everbright Bank
Bank of Beijing
Bank of Chengdu
Bank of Dalian
Bank of Fuxin
Bank of Gansu
Bank of Guizhou
Harbin Bank
Hankou Bank
Bank of Hebei
China Resources Bank of Zhuhai
Bank of Jiangsu
Jiangxi Bank
Jinshang Bank
Jinzhong Bank
Bank of Kunlun
Bank of lanzhou
Bank of Inner Mongolia
Qilu Bank
Bank of Qinhuangdao
Bank of Qingdao
Bank of Qinghai
Shanxi Bank
Bank of Shanghai
Bank of Tianjin
Bank of Xi'an
Bank of Xingtai
Chang'an Bank
Zhongyuan Bank
Beijing Rural Commercial Bank
Jiangsu Haian Rural Commercial Bank
Shandong Laizhou Rural Commercial Bank
Qingdao Rural Commercial Bank
Shanghai Rural Commercial Bank
Shenzhen Rural Commercial Bank
Tianjin Rural Commercial Bank
Hebei Xingtai Rural Commercial Bank
Wenzhou Minshang Bank
Boc Fullerton Community Bank
Wuhan Z Bank
Hi-Bank
Green Link Digital Bank
Bank of The Orient
Morgan Stanley
Huishang Bank Financial Leasing
Lefort (China) Financial Leasing
Beijing Futian Commercial Factoring
Shaanxi Economic Cooperation Financing Guarantee
Shaanxi Agricultural Credit Financing Guarantee
SAIC Anji Commercial Factoring
Chongqing Supervision Bureau of China Banking and Insurance Regulatory Commission
Jinneng Holding Group
China Three Gorges Corporation
ICBC Credit Suisse Asset Management
Union Life Insurance
Huatai Securities Company Limited
Mingsheng E-Commerce
Ping An Insurance (Group) Company of China
China Communications Construction Company Limited
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