Under the new situation of stricter supervision, intensified competition, and accelerated digitalization has put forward new requirements for risk management, customer experience, and business innovation of non-bank financial institutions. The non-banking financial cloud uses new technologies such as cloud computing, big data, and AI to provide cloud services for a full range of application systems including key business applications to non-bank financial institutions and local financial organizations such as financing leasers, commercial factors, financing guarantee agencies, small loan companies, and financial holding groups, helping clients complete digital transformation, meet financial compliance regulations, and innovate products and services and expand their business through the deep integration of technologies and business.

The non-banking financial cloud uses the comprehensive financial business service platform to provide services and support clients’ delicacy management in risk control, credit limit, loan collection, customer acquisition channels, and asset management to improve efficiency and service quality. DCFCS uses the internal business components and external third-party service interfaces integrated into the open platform to provide out-of-the-box application services for various business scenario requirements through service combinations to realize digital operations and intelligent management fully.

As a microservice architecture-based “one-stop” solution for application development, the company’s low-code development platform covers the entire life cycle from application creation and rapid setup and development to operation, deployment, and monitoring. It provides many visualized drag-and-drop setup tools such as the automatic generator, the page display, the rule engine, the workflow engine, and the reporting tool, turning a lot of tedious development work into simple setup operations. As a result, the developers’ work efficiency and code quality are greatly improved. The platform is the technical foundation for the non-banking cloud to build all systems and allows developers to quickly innovate products to meet the individual needs of clients.

Today, the company serves more than 70+ non-bank clients including financing lease, financing guarantees, commercial factoring, small loan, and financial holding groups. Among them are: Beijing Hyundai Capital Co., Ltd., Laifute (China) Financing Lease Co., Ltd., SAIC Anji Commercial Factoring Co., Ltd., Huiyin Financial Institution Lease Co., Ltd., , Jinjian International Financing Lease (Tianjin) Co., Ltd., Qianhai Jinshang International Financing Lease (Shenzhen) Co., Ltd., Three Gorges Financing Lease Co., Ltd., Jinneng (Tianjin) Financing Lease Co., Ltd., Shandong Huitong Financial Lease Co., Ltd., Qianhai Xingbang Financial Lease Co., Ltd., Beijing CRRC Xinrong Financing Lease Co., Ltd., Zhejiang Chouzhou Financial Lease Co., Ltd., Deyin Financing Lease Co., Ltd., Beijing Foton Commercial Factoring Co., Ltd., Shaanxi Water Group Financial Leasing Co., Tierong International Finance Leasing (Tianjin) Co., Ltd., CRCC Financial Leasing Co.,Ltd., AB Leasing Co., Ltd., Industrial Bank Financial Leasing Co., Ltd., Shaanxi Jieyi Financing Guarantee Co., Ltd., Shaanxi Hangzhuo Financing Guarantee Co., Ltd., Shaanxi Agricultural Credit Financing Guarantee Co., Ltd., Shaanxi Economic Cooperation Financing Guarantee Co., Ltd., Yunnan Qintai Financing Guarantee Co., Ltd., Shaanxi Haoyue Financing Guarantee Co., Ltd., SHAANXI Financial Asset Management Co.,Ltd., Xi'an Bailing Financial Leasing Co., Ltd., Shanxi Province Credit Reguarantee Co., Ltd., and Jilin Hongli Financing Guarantee Co., Ltd., etc.