[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"prod-detail-0005035":3},{"productNo":4,"productName":5,"productType":6,"businessSectorType":7,"productReleaseDate":8,"productVersion":9,"productDesigner":10,"productVersionState":11,"productManager":12,"productSimpleIntroduce":13,"productFunction":14,"productValue":15,"delFlage":11,"isSuperviseMust":16,"superviseDocNum":16,"superviseDocTitle":16,"doNotNotice":16,"productBrowseNum":17,"productOrder":16,"creator":12,"createDate":18,"systemAttributes":19,"labelInfoDTO":20,"plateType":11,"languageCode":21},"0005035","资产估值系统","3","0","2024-06-26T22:23:28.000+08:00","1.0","产品经理","1","super_admin","\u003Cp>资产估减值系统根据财政部新金融工具准则的要求，以金融资产预期信用损失模型为理论依据，设计、运用单笔资产和资产组合的违约概率（PD）、违约损失率（LGD）、违约风险暴露（EAD）等关键业务指标计量资产信用损失，并完成相关的业务和账务处理及查询，实现专业的资产风险量化管理。\u003C\u002Fp>","\u003Cul>\n\u003Cli>模型定义：包含阶段划分标准、违约概率PD模型建立、前瞻性调整模型、违约损失率LGD模型、风险敞口EAD、预期信用损失模型等所有参数的初始化计算和计算规则配置\u003C\u002Fli>\n\u003Cli>规则引擎：各类资产在不同阶段的计算规则；\u003C\u002Fli>\n\u003Cli>日终处理：根据系统的规则和模型进行估减值处理；\u003C\u002Fli>\n\u003Cli>数据补录：为行方业务人员提供数据手工补录功能；\u003C\u002Fli>\n\u003Cli>数据分析：估减值结果的统计及分析；\u003C\u002Fli>\n\u003Cli>账户处理：支持人工和自动账务处理。\u003C\u002Fli>\n\u003C\u002Ful>","\u003Cul>\n\u003Cli>提升风险应对能力\u003C\u002Fli>\n\u003Cli>风险计量更精准\u003C\u002Fli>\n\u003Cli>银行战略引导\u003C\u002Fli>\n\u003Cli>降低项目成本\u003C\u002Fli>\n\u003C\u002Ful>","","18","2024-06-27T10:23:28.000+08:00",[],[],"zh_CN"]